Le, Dinh Nghi, and Thi Ngoc Huyen Nguyen. “The Role of Training, Performance Appraisal, and Team Collaboration in Motivating Innovation in Vietnam’s Consumer Finance Sector”. Journal of Finance - Marketing Research 4, no. 1en (December 18, 2025). Accessed January 28, 2026. https://jfm.edu.vn/index.php/jfme/article/view/961.