Nguyen, Hoang Lam, and Ho Thi Lam. “SUSTAINABLE DEVELOPMENT IN THE DIGITAL ERA: THE ROLE OF DIGITAL FINANCE IN EMERGING ECONOMIES”. Journal of Finance - Marketing Research 4, no. 6ene (n.d.). Accessed October 27, 2026. https://jfm.edu.vn/index.php/jfme/article/view/1493.