Oanh, Nguyen Thi Kieu, Phan Thi Bich Ngoc, và Ho Van Cuong. 2024. “Factors Affecting the Intention to Adopt Cloud Accounting Software in Small and Medium Enterprises in Ho Chi Minh City”. Tạp Chí Nghiên cứu Tài chính - Marketing 15 (5):129-44. https://doi.org/10.52932/jfm.v15i5.570.